Step 1. Get Pre-Approved.

How Does Pre-Approval Work?

Getting pre-approved is as easy as 1-2-3!

1. Create an Account

Creating an account is fast, easy, secure and FREE! Your account enables you to easily modify your loan application and view the status of your loan anytime day or night.

2. Submit Information

When you register for a Loan Center account, you can submit a loan application online and the sensitive information that you provide will be transmitted securely.

3. Get Pre-Approved

Kick your feet up while we crunch the numbers. Pre-approval can be done very quickly if you provide a complete and accurate loan application and supporting documentation.

Why Do I Need To Get Pre-Approved?

Getting pre-approved for a mortgage can help you stand out from the sea of other home buyers in a competitive housing market. That means a lender has guaranteed to give you a loan before you’ve even made an offer—or even before you’ve seen a home you like! Granted, this may seem like a whole lot of prep work, but here’s why mortgage pre-approval matters, and how it can give you an edge when shopping for a home.

What type of loan are you looking for?

Whatever “Home” looks like to you… Let Central Coast Lending walk you through!

Pre-Approval

Refinance

Military/VA

Investor

You have questions? We have answers.
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805-543-LOAN

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A Guide to Qualification

Central Coast Lending has published thousands of articles that provide insight into the mortgage process, the housing market, the economy, and more. This Guide to Qualification informs you about Cost of a Mortgage, Documentation Checklists, Do’s and Don’ts, The Home Appraisal, Loan Funding, plus many more topics that are important to know! Research to your hearts content, but remember that we are just a phone call (805.543.5626) or an email (click here) away and happy to answer any questions.

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