Loans
Loans
A conventional, or conforming, loan is the industry standard mortgage. It is offered with a variety of terms (fixed, adjustable), and can be used for primary residences, investment properties, and second homes.
Give Central Coast Lending a call to speak with one of our mortgage experts to learn more about conventional loans, and help you decide if it’s the right type of home loan for you.
What is a Conventional Loan?
A conventional, or conforming, loan is the industry standard mortgage. It is offered with a variety of terms (fixed, adjustable), and can be used for primary residences, investment properties, and second homes.
Give Central Coast Lending a call to speak with one of our mortgage experts to learn more about conventional loans, and help you decide if it’s the right type of home loan for you.
Benefits of working with Central Coast Lending
Enjoy down payments as low as 3.5% of the home’s purchase price
Qualify with no maximum income limitation
Qualify for an FHA home loan even without a long credit history
No prepayment penalty
Is a Conventional Loan right for you?
Call Now:805-543-LOAN
Get Pre-Approved
Getting pre-approved is as easy as 1-2-3!
1. Create an Account
Creating an account is fast, easy, secure and FREE! Your account enables you to easily modify your loan application and view the status of your loan anytime day or night.
2. Submit Information
When you register for a Loan Center account, you can submit a loan application online and the sensitive information that you provide will be transmitted securely.
3. Get Pre-Approved
Kick your feet up while we crunch the numbers. Pre-approval can be done very quickly if you provide a complete and accurate loan application and supporting documentation.