(805) 543-LOAN

Your family isn’t
“One size fits all”.

Your home loan shouldn’t be either.

The type of mortgage you use to finance your home influences how much you need for the down payment, whether or not you will need mortgage insurance, and how long it will take you to pay off your loan.

The best way to find out what mortgage is best for your home purchase is to get pre-approved with a Central Coast Lending loan officer. Mortgage pre-approval will give you a realistic idea of your down payment and budget and give you more negotiating power when you make an offer.

Loan Products

See which loan program is best suited for you and your family.

  • Conventional

    With low down payment options

  • HomeReady

    Flexible funding with down payments as low as 3%

  • HomePossible

    More possibilities with down payments as low as 3%

  • VA Loans

    100% financing for eligible Veterans, Reservists and Active Duty Personnel

  • FHA

    Available with down payments as low as 3.5%

  • USDA

    Available in designated rural and suburban areas

  • Jumbo

    A loan for every lifestyle

  • HELOCs & Fixed Rate Seconds

    Lines of credit and second mortgages.

  • Down Payment Assistance

    Helps qualifying home buyers.

  • Farm & Ranch

    Loan funds for financing beginning farmer and rancher operations.

  • Reverse Mortgage

    Convert your home equity into cash income with no monthly mortgage payments

  • One-Time-Close Construction

    Take the hassle out of financing construction or additions.

  • Renovation Loan

    Finance your home renovations, remodel, or repairs.

  • Conventional

    With low down payment options

  • HomeReady

    Flexible funding with down payments as low as 3%

  • HomePossible

    More possibilities with down payments as low as 3%

  • VA Loans

    100% financing for eligible Veterans, Reservists and Active Duty Personnel

  • FHA

    Available with down payments as low as 3.5%

  • USDA

    Available in designated rural and suburban areas

  • Jumbo

    A loan for every lifestyle

  • HELOCs & Fixed Rate Seconds

    Lines of credit and second mortgages.

  • Down Payment Assistance

    Helps qualifying home buyers.

  • Farm & Ranch

    Loan funds for financing beginning farmer and rancher operations.

  • Reverse Mortgage

    Convert your home equity into cash income with no monthly mortgage payments

  • One-Time-Close Construction

    Take the hassle out of financing construction or additions.

  • Renovation Loan

    Finance your home renovations, remodel, or repairs.

Your family isn’t “One size fits all”.

Your home loan shouldn’t be either.

The type of mortgage you use to finance your home influences how much you need for the down payment, whether or not you will need mortgage insurance, and how long it will take you to pay off your loan.

The best way to find out what mortgage is best for your home purchase is to get pre-approved with a Central Coast Lending loan officer. Mortgage pre-approval will give you a realistic idea of your down payment and budget and give you more negotiating power when you make an offer.

Loan Products

See which loan program is best suited for you and your family.

  • Conventional

    With low down payment options

  • HomeReady

    Flexible funding with down payments as low as 3%

  • HomePossible

    More possibilities with down payments as low as 3%

  • VA Loans

    100% financing for eligible Veterans, Reservists and Active Duty Personnel

  • FHA

    Available with down payments as low as 3.5%

  • USDA

    Available in designated rural and suburban areas

  • Jumbo

    A loan for every lifestyle

  • HELOCs & Fixed Rate Seconds

    Lines of credit and second mortgages.

  • Down Payment Assistance

    Helps qualifying home buyers.

  • Farm & Ranch

    Loan funds for financing beginning farmer and rancher operations.

  • Reverse Mortgage

    Convert your home equity into cash income with no monthly mortgage payments

  • One-Time-Close Construction

    Take the hassle out of financing construction or additions.

  • Renovation Loan

    Finance your home renovations, remodel, or repairs.

  • Conventional

    With low down payment options

  • HomeReady

    Flexible funding with down payments as low as 3%

  • HomeReady

    More possibilities with down payments as low as 3%

  • VA Loans

    100% financing for eligible Veterans, Reservists and Active Duty Personnel

  • FHA

    Available with down payments as low as 3.5%

  • USDA

    Available in designated rural and suburban areas

  • Jumbo

    A loan for every lifestyle

  • HELOCs & Fixed Rate Seconds

    Lines of credit and second mortgages.

  • Down Payment Assistance

    Helps qualifying home buyers.

  • Farm & Ranch

    Loan funds for financing beginning farmer and rancher operations.

  • Reverse Mortgage

    Convert your home equity into cash income with no monthly mortgage payments

  • One-Time-Close Construction

    Take the hassle out of financing construction or additions.

  • Renovation Loan

    Finance your home renovations, remodel, or repairs.

Not sure which Loan works best for you?
Call Now:805-543-LOAN

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