Buying a Home After a Deed in Lieu

General Waiting Periods

Here is how long a borrower must wait to obtain financing after a deed in lieu:

FHA Back-to-Work Program
12 months

FHA
3 years (from sale date)

VA
3 years (from sale) if borrower was delinquent at time of transfer.

USDA
3 years (from recorded date)

Conventional
4 years (from recorded date)

Step 1. Get Pre-Approved.

How Does Pre-Approval Work?

Getting pre-approved is as easy as 1-2-3!

1. Create an Account

Creating an account is fast, easy, secure and FREE! Your account enables you to easily modify your loan application and view the status of your loan anytime day or night.

2. Submit Information

When you register for a Loan Center account, you can submit a loan application online and the sensitive information that you provide will be transmitted securely.

3. Get Pre-Approved

Kick your feet up while we crunch the numbers. Pre-approval can be done very quickly if you provide a complete and accurate loan application and supporting documentation.


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805-543-LOAN

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