Documentation Checklist

Proper documentation is crucial for the loan process to run as quickly and hassle-free as possible. Here’s a rundown of the basic paperwork you’ll be asked to provide in order for your loan to file.

Basic Paperwork Checklist

  • Most recent federal tax return, and possibly the last two tax returns
  • W-2 forms from the previous two years, if you collect a paycheck
  • Profit and loss statements or 1099 forms, if you own a business
  • Pay stubs covering the most recent 30-day period
  • Bank account statements covering the most recent 60-day period (all pages even if blank)
  • Homeowners insurance declarations pages and most recent mortgage statements for all real estate owned (if applicable)
  • Pension/annuity award letter (if applicable)
  • Social security/disability award letter (if applicable)
  • Corporation, Partnership and/or LLC tax returns and K-1s for 2011 and 2012 (if applicable)
  • Dissolution of Marriage and/or Separation agreements (if applicable)
  • Photo ID’s
  • Copy of 2nd Lien Note or HELOC Agreement (for subordinations)

 

The exact paperwork you need to submit will vary based on the loan program and type of loan you are receiving. Any questions you may have about submitting paperwork, or just about home loans in general, can be emailed to us here. Or feel free to give us a call at 805.543.5626.

 

You can learn more about the loan process HERE.

Step 1. Get Pre-Approved.

How Does Pre-Approval Work?

Getting pre-approved is as easy as 1-2-3!

1. Create an Account

Creating an account is fast, easy, secure and FREE! Your account enables you to easily modify your loan application and view the status of your loan anytime day or night.

2. Submit Information

When you register for a Loan Center account, you can submit a loan application online and the sensitive information that you provide will be transmitted securely.

3. Get Pre-Approved

Kick your feet up while we crunch the numbers. Pre-approval can be done very quickly if you provide a complete and accurate loan application and supporting documentation.

You have questions? We have answers.
Call Now:
805-543-LOAN

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