VA & USDA Mortgage Insurance

USDA Home Loan

Borrowers with property in an eligible area may qualify for a USDA loan, which has one of the most affordable mortgage insurance payments. USDA requires a 2% upfront premium, and a monthly payment of 0.5% of the loan amount until you have 22% equity in the property. If your property is USDA eligible, this program is likely the best option for you.

VA Home Loan

VA loans help make housing accessible for borrowers who are veterans. This program is truly ideal; with only a 2.15% upfront premium and no monthly payments, it is the cheapest option for mortgage insurance. If you are a veteran (or the spouse of a veteran)  and need mortgage insurance on your loan, this is the best option for you.

Step 1. Get Pre-Approved.

Getting pre-approved is as easy as 1-2-3!

Create an Account

Creating an account is fast, easy, secure and FREE! Your account enables you to easily modify your loan application and view the status of your loan anytime day or night.

Submit Information

When you register for a Loan Center account, you can submit a loan application online and the sensitive information that you provide will be transmitted securely.

Get Pre-Approval

Pre approval can be done in as little as an hour if you have thoroughly completed the loan application and have all the needed paperwork to support the information on the application.

You have questions? We have answers.
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805-543-LOAN

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