Once all the conditions of the loan are satisfied, you will be required to sign a series of loan documents that legally bind you, the property and the bank in a contact together. Your interest rate must be locked before moving forward and signing these documents. These signed forms will be reviewed by escrow, and then again by the funder at the bank to ensure the file is complete. Assuming everything is in order, the loan will be funded!
Once underwriting is complete, all conditions have been satisfied, and documents signed, it usually takes 24-48 hours to get the final loan documents processed, and another 24-48 hours to get the loan funded.