Loan Funding

Part 4 of 4 discussing the loan process in the “Mortgage Basics” series. 



Once all the conditions of the loan are satisfied, you will be required to sign a series of loan documents that legally bind you, the property and the bank in a contact together. Your interest rate must be locked before moving forward and signing these documents. These signed forms will be reviewed by escrow, and then again by the funder at the bank to ensure the file is complete. Assuming everything is in order, the loan will be funded!


Once underwriting is complete, all conditions have been satisfied, and documents signed, it usually takes 24-48 hours to get the final loan documents processed, and another 24-48 hours to get the loan funded.

Step 1. Get Pre-Approved.

How Does Pre-Approval Work?

Getting pre-approved is as easy as 1-2-3!

1. Create an Account

Creating an account is fast, easy, secure and FREE! Your account enables you to easily modify your loan application and view the status of your loan anytime day or night.

2. Submit Information

When you register for a Loan Center account, you can submit a loan application online and the sensitive information that you provide will be transmitted securely.

3. Get Pre-Approved

Kick your feet up while we crunch the numbers. Pre-approval can be done very quickly if you provide a complete and accurate loan application and supporting documentation.

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