Specialty Mortgage Programs
Returning buyers must meet minimum credit thresholds to obtain mortgage finance. The credit repair process ranges from simple to complex. Central Coast Lending is hands-on in helping our clients with credit repair.
“We worked with a client for well over a year on repairing their credit from a bankruptcy and short sale,” said Grote. “When they first came in they had a 560 credit score and by the time we finished up our work, the final score was 671.”
Grote and Central Coast Lending helped comb through the client’s finances to find cases of misreported debt.
[Read our credit repair guide for mortgage qualification]
Credit repair cases for foreclosure and bankruptcy tend to take longer than short sales. Central Coast Lending can help, but the process can take time. Give us a call at 805.543.LOAN to get started.