What are Manufactured Home Loans
Variety of Options for Manufactured Homes Purchases or Refinance
A “manufactured home” is any dwelling that is built on a permanent chassis and installed on a permanent foundation system (wheels, axles and towing hitch must be removed). Manufactured homes must meet the federal Manufactured Home Construction and Safety Standards of June 16, 1976 (the HUD Code).
Other factory-built housing (not built on a permanent chassis), such as modular homes, are not considered manufactured housing (MH) and are treated the same as site-built housing, and thus is not subject to the MH guidelines.
For information on our specialty program for mobile homes, single-wides, chattel, and pre-Hud manufactured homes CLICK HERE.